Books on Kindle

You’re wishes have been answered! Now, all three of Shay’s amazing personal finance books are available for Kindle.

All My Mistakes: Money lessons for emancipating youth on Kindle

All My Mistakes: Money lessons for emancipating youth in print

Click here to read about why Shay wrote this book.

In this autobiographical personal finance book for emancipating foster kids, the most dynamic financial education speaker working today, Shay Olivarria, shares money lessons that she learned during her life while experiencing the physical, emotional, and sexual abuse that led to her being placed in foster care.

Everything from finding an apartment and getting the utilities turned on to paying for college and saving for retirement are covered. Resources for emancipating youth shared from organizations across the country are also included.

This edition includes a bonus chapter on resumes, interviewing, and career advice.

10 Things College Students Need to Know About Money on Kindle

10 Things College Students Need to Know About Money in print

This simple book provides clarity in understanding the 10 things every college student needs to know about money, including money attitude, compound interest, credit unions, retirement accounts, credit, the CARD Act and net worth, with humor and brevity. A glossary of common personal finance terms is included.

Money Matters: The Get It Done in 1 Minute Workbook on Kindle

Money Matters: The Get It Done in 1 Minute Workbook in print

Finally, a workbook that makes money management simple! This easy-to-read workbook from personal financial literacy coach and professional speaker Shay Olivarria explains topics such as savings, goal setting, credit reports, credit scoring, net worth and retirement vehicles for the everyday person. As the old saying goes, “time is money” and with this workbook you can save quite a bit of both. The enclosed worksheets help you understand your financial situation and provide the necessary guidance to get your finances under control. In these tough times we must be proactive with our own futures and take control of our money; with Money Matters: The Get It Done in 1 Minute Workbook we can do just that.

Read a book review of Money Matters here.


Stop making investing complicated.

Money management is simple.

Folks will try to make it seem more complex than it is by using financial jargon and complex terms for simple time-tested strategies, but the truth is that becoming wealthy through investing is really easy. For years I have been advocating a simple investment strategy in my book Money Matters: The Get It Done in 1 Minute Workbook:

– Choose a no-load mutual fund from an investment firm that you feel comfortable with and has a good history.
– Start investing in a tax-deferred account (401k/403b/IRA) as soon as you have earned income.
– Invest something every month. Even if it’s the minimum (usually about $50).
– Keep your eye on your money, but don’t worry.

It sounds crazy that investing can be this simple, but it is. There’s no “magic bullet” that will make you a millionaire and anyone that tells you there is one is more than likely a liar. You have to be willing to set a financial goal and then work toward reaching it by paying yourself first and making sure that you are spending waaaaay less than you make.

It’s not rocket science, but most people won’t do it. Not because it’s complicated, but because it’s easier to believe that you can’t be wealthy than it is to work to make it happen. If you’re thinking about investing and you’re a questioning yourself remember this: K.I.S.S.