$100 for Teen Drivers With AAA

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If you have a teen driver between 15 and 19 that is covered by your AAA auto policy, then that teen could earn a $100 gift card by taking 8 to 10 hours of online auto training.

Your teen will need to complete three training exercises online (no download required). Here’s a brief overview of the exercises:

  • Andromedus X: Keep track of moving objects in the center of your vision while staying alert to potential hazards on the periphery
  • Hazard Highway: Make rapid decisions as an object approaches at various speeds, while staying alert to common road hazards
  • Hey Rube!: Rapidly move your eyes around a scene while challenging your visual memory

 

To find out more about AAA’s InGear brain training program, click here.

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Teen Dating Violence Awareness Poster Contest

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February is National Teen Dating Violence Awareness Month. To get the word out about this very serious subject, the domestic violence help center, A Better Way in Victorville, CA, is hosting it’s second annual poster contest!

The Black Voice News says:

The poster contest is open to all high school students. The theme is “Teen Dating Violence”. The Grand Prize is $300, 2nd place is $200 and 3rd place is $100. All entries must be received by January 31, 2013.

All of the contest forms and guidelines are available online. For more information call A Better Way at (760) 955-8010.

DomesticViolenceTeenGirl

A bit about teen dating violence from A Better Way:

NOW FOR SOME STATS…
Dating Violence iscontrolling, abusive, and aggressive behaviourin a “romantic” relationship. It occurs in both heterosexual AND homosexual relationships and can includeVERBAL,EMOTIONAL, PHYSICAL OR SEXUAL ABUSE, OR A COMBINATION OF THESE BEHAVIOURS.
ONE OF FIVE TEENS IN A SERIOUS RELATIONSHIP REPORTS HAVING BEEN HIT, SLAPPED, OR PUSHED BY A PARTNER
YOUNG WOMEN, AGES 16-24, EXPERIENCE THE HIGHEST RATES OF RELATIONSHIP VIOLENCE
ROUGHLY ONE IN 10 (9%) OF TEENS HAS BEEN VERBALLY OR PHYSICALLY ABUSED BY A BOYFRIEND OR GIRLFRIEND WHO WAS DRUNK OR HIGH

FOURTEEN PERCENT OF TEENS REPORT HAVING BEEN THREATENED WITH PHYSICAL HARM–EITHER TO THEM ORSELF-INFLICTED BY THEIR PARTNER TO AVOID A BREAKUP

Shay on Multicultural Familia Radio

Financial Education Speaker & Author Shay Olivarria was on the Multicultural Familia Radio Show a while ago. For those that were not able to join us, Shay has taken the time to jot down a few thoughts about the major themes covered in the interview. Here are a few things that were covered:

Why are you so passionate about money management?  What prompted you to become a financial educator to kids and young adults?

I’m passionate because of all the mistakes I made in my youth! I even named them my most recent book, All My Mistakes. I look back and think, “Why didn’t anyone tell me to invest a percentage of my income?” or “Why didn’t anyone tell me about the beauty of compound interest?”. I started Bigger Than Your Block back in 2007 because I had been working with youth and I noticed that the things I didn’t know back then, they didn’t know right now. I wanted to help them learn from the mistakes that I made.

What are some financial mistakes that you’ve made and how did you overcome them?

There are so many, where should I begin?  I’d have to say that the worst mistake I made was not taking advantage of compound interest. I talk a lot about the mistakes and how to avoid them in 10 Things College Students Need to Know About Money. If I had invested only $50 per month from the time I started working at sixteen until I completed undergrad when I was about twenty six (ten years) I would have amassed $6,000. Let’s pretend that I had invested that money every month into an investment account that returned 8% per year (the average is 10% over most ten year periods, so I’m being conservative), I would have $9,000 at the end of those ten years. That’s $3,000 that was given to me because of compound interest. Let’s take it a step further and say that I never put another dollar into that account and I just let it grow. That $9,000 would turn into $217,000 by retirement!  Imagine if I had kept it up!