Start Your Own Bank

I was just reading an article on the Huffington Post about people starting their own banks.. and I thought, “that’s awesome!”.

As more and more people become fed up with large banks and their:

– ridiculous fees for just about any/everything
– horrible customer service
– unwillingness to help people/small businesses when they need it

it becomes more and more clear to me that putting your money in a credit union is the way to go. Not only do credit unions provide more opportunity for you to build a relationship with those entrusted with managing your money, they also provide the opportunity for each customer to make decisions about the policies, fees, etc. of that financial institution. Yep, you heard me right. As a member of a credit union you are part owner of said credit union. Instead of having no voice in decisions involving your money you have an equal vote with every other shareholder (credit union member) about what goes on at that credit union.

Now, if that’s not awesome enough for you or you don’t have a credit union that’s close to you, consider this: you can start your own credit union. Credit unions are usually started by a group of people with a similar interest, say they all are the same religion, work at the same place, or engage in the same hobby. Creating a credit union can be done in 10 steps. You’ll need at least 500 people to state that they are interested, fill out some paperwork, find a CPA to help out and collect about $25 from each member.

I’m not saying that starting your own bank is an easy as snapping your fingers, but I’m saying that it might not be as complicated you might think.

Be well.


$15,000 Scholarship for Tea Drinkers


Do you love tea? Do you appreciate all the great health benefits of drinking tea? Are you a college student looking for money for your education? Then read on…

The Calm-A-Sutra of Tea is a nationwide scholarship being offered for the most unique and creative way to drink tea. And if you come up with the winning video you could win a $15,000 scholarship!

Sponsored by the Tea Council of the USA, Inc. they are looking for a 1-2 minute homemade internet video on the health benefits of drinking tea — black, green, white or oolong — hot or iced. You need to be creative! Show why you believe in the health benefits of tea (don’t mention any specific brands please) and you could be on your way to winning $15,000! And do it in the most creative, off-beat way and you could be a winner!

So if you (or a college student you know) want to take part in this nationwide scholarship opportunity start now getting your ideas together and get that video made! Just outline all the great health benefits of tea in the craziest, most unique way you can come up with and get it submitted by midnight, May 31, 2009.

We all know that drinking tea is great for our health but who knew it could put money in your pocket too!

Visit for more information.