$5,000 Scholarship for Black Farmers

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I read this from Soul Fire Farm this morning:

Help spread the word: These scholarships are open to any applicants who self-identify as Black farmers or aspiring growers at any scale, or their dependents. No need to have land to apply, and there are many eligible fields of study.

Application deadline is April 28 for scholarships of up to $5,000 through the National Black Farmers Association for students/aspiring students who “plan to enroll or are enrolled in agriculture-related study at an accredited two-year or four-year college, university or vocational-technical school.” Any field related to agriculture could be supported (including business, engineering, animal science, marketing, mechanics, environmental science, agribusiness, food sciences, biology, holistic nutrition, urban farming, veterinary science, and many others!)

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More details and application here: https://www.scholarsapply.org/blackfarmersassociation/

 

Financial Resources for Foster Care Students

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I attended undergrad and grad school.

I started my company, Bigger Than Your Block, back in 2008.

I have traveled to 18 countries on 5 continents.

I was a foster kid that aged out of the system at 17 years old.

Fewer than 3% of foster kids earn a degree. I was one of the lucky ones. There shouldn’t be “lucky ones”. We have to do better.

I found this list of scholarships and grants for college students that are wards of the state. The Fostering Access to College Education (FACE) page has tons of good stuff.

First, eligible current and former foster youth may apply online for the Chafee Grant at www.chafee.csac.ca.gov. Grants are for eligible applicants ages 18-23 for up to $5,000 to assist with college tuition or job training. Youth must have been in foster care at or after the age of 16 to be eligible.

Other valuable sources for scholarship money are as follows: 

  • Promises2Kids Guardian Scholars Program (www.promises2kids.org). The Program provides scholarships also up to $5000 per year to former foster youth enrolling in two and four-year colleges. Applicants should apply at the same time as their FAFSA filing (between Jan. 1 and Mar. 2). 
  • Just in Time for Foster Youth: www.jitfosteryouth.org (approximate deadline is May 1–check website for updates). Its “College Bound” program provides laptops, printers, school supplies and/or dorm room/apartment furnishings for selected youth.
  • Fostering Opportunities Dollars for Scholars: www.mydollar.org (approximate deadline is July 1 for fall semester and October 1 for spring semester–check website for updates). A $500 grant per semester is available to former foster youth enrolling in San Diego colleges or universities.
  • San Diego Foundation (http://www.sdfoundation.org/GrantsScholarships/Scholarships/ForStudents.aspx) or call 619-814-1307. The San Diego Foundation is a clearinghouse for a large number of private scholarships, each with different sets of criteria. Scholarship applications may be filed online between Dec. 1 and February 9th (for first-time users). All application  materials are due February 13, 2012 at 5 PM. Check the website for details.
  • Change A Life Foundation: http://www.changealife.org/how_to_apply/default.aspx. You may file your scholarship application between Dec. 1 and March 15. San Diego residents with questions may contact Cat Gomez-Holly at cgomezholly@changealife.org.
  • Orphan Foundation of America (OFA): www.orphan.org (approximate deadline is Mar. 31–check website for updates). OFA serves foster teens throughout the country and provides college scholarships.
  • Gates Millennium Scholars Program: www.gmsp.org (early January deadline for outstanding African American, Native American, Hispanic American and Asian Pacific Islander American students)
  • Hispanic Scholarship Fund: www.hsf.net (for Latina/Latino students–deadlines vary)
  • UNCF: www.uncf.org (for African-American students–deadlines vary)

 

 

Finally, you may search the internet for other private scholarships by using a free Webbased search engine. Try www.fastweb.com or www.collegeboard.com/pay. You should never pay to find, apply, or receive a scholarship.

DREAMers Leave Scholarship Money on the Table

“Overall, roughly a third of financial awards for illegal immigrant students attending state or public schools went unused in 2015 …. ” Business Insider says.

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According to ImmigrationPolicy.org, there are 1.5 million people that could consider themselves DREAMers. The DREAM Act is explained a bit below:

A new analysis casts some much-needed light on the question of exactly who might be eligible for the Obama Administration’s “deferred action” initiative for unauthorized youth who were brought to this country as children. This initiative, announced by Homeland Security Secretary Janet Napolitano on June 15, offers a two-year, renewable reprieve from deportation to unauthorized immigrants who are under the age of 31; entered the United States before age 16; have lived continuously in the country for at least five years; have not been convicted of a felony, a “significant” misdemeanor, or three other misdemeanors; and are currently in school, graduated from high school, earned a GED, or served in the military. Immigrants who meet these criteria are commonly referred to as “DREAMers” because they comprise most (though not all) of the individuals who meet the general requirements of the Development, Relief, and Education for Alien Minors (DREAM) Act.

That means that there are students that eligible for money to attend college, but they are not applying for it. Some say that they are concerned about providing their parent’s tax information. They don’t want to be deported.

Many DREAMers came here are kids and would have no idea what to do if deported to their “home” country. Some don’t speak the language of that country. Some have no relatives or contact in that country. The DREAM Act is allowing students that are good kids to further their education. Students have to do well in school and cannot commit crimes.

“Moreover, Ed Source reports that many students were disqualified from Dream ACT scholarships for not obtaining the requisite 2.0 grade point average for community colleges and 3.0 for state school .. “. Business Insider has more about students not getting the funds that are available to them.

I want to share some places that offer scholarships to undocumented students:

Scholarships on Generation Progress Undergrad, grad school

Golden Door Scholarships Undergrad

United We Dream Undergrad

 

Do you know of more scholarships for undocumented students?

Leave ’em in the comments section. Thanks! =)

 

 

 

Rihanna Gives $5,000 to $50,000 to College Students

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Wow!

Singer Rihanna’s Clara Lionel Foundation that will provide 50 scholarships to students from Barbados, Brazil, Cuba, Grenada, Guyana, Haiti and Jamaica that have been accepted into a 4 year college program in the United States, saying:

“I don’t think it’s fair that children carry the burden of financial limitations at such a young age,” Rihanna stated. “To be able to give the gift of an education is actually an honor. Higher education will help provide perspective, opportunities and learning to a group of kids who really deserve it. I am thrilled to be able to do this.”

Applicants will need:

  1. A current, complete transcript of grades. Grade reports are not accepted. Unofficial transcripts must display student name, school name, grades and credit hours for each course and term in which each course was taken.
  2. A completed Applicant Appraisal Form (click to view and print the form).
  3. A copy of the acceptance letter from the accredited four-year college or university you will be attending in the United States.

Deadline is June 10th

Apply here

 

 

A Young Mother’s Dream Scholarship

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I just saw this message on Facebook:

If you know of any high school seniors (entering their Senior year this Fall) that would be a candidate for the scholarship program POSSE, please please send an email to geneva@youngmothersdream.org!Today is the FINAL day for submissions Great opportunity for a full 4-year college scholarship… Please share & recommend! Thank you

The scholarship is from an organization call A Young Mother’s Dream. Get your application in today.

Baldwin Park Student Wins Scholarship He Didn’t Apply For

Raymond Tinajero just earned a $1,000 scholarship for being financially literate.

Raymond Tinajero just won a $1,000 scholarship that he didn’t apply for. When he scored in the top 10% in the nation on the National Financial Capabilities Challenge he was selected randomly by the Charles Schwab Foundation to get the $1,000 scholarship and a $1,000 grant for his school.

It all started with a financial education workshop from SCE Federal Credit Union in his Virtual Enterprise and Economics classes at his high school in Baldwin Park, CA facilitated by financial education speaker and author Shay Olivarria. According to SCE Federal Credit Union Foundation Manager Abby Ulm, “we facilitate between 40-50 financial education classes at BPHS each year”. SCE Federal Credit Union partners with schools in the community to help students become better acquainted with personal finance. “With an understanding of financial basics, such as budgeting, saving, investing and credit, these young people can avoid common money mistakes and experience financial success in their future”, says Ms. Ulm. Make no mistake about it, helping students helps us all.  Ulm is quick to add, “More financially savvy young people will result in a brighter financial future for all of us”.

 

Baldwin Park Students Score in Top 20% on National Financial Capabilities Challenge

 

After participating in classes on budgeting, credit, investing, insurance, and other personal finance topics Raymond took the National Financial Capabilities Challenge at school. His teacher, Mr. Craig Peacock, made sure that all of the students in his Virtual Enterprise class took the online test during class. Ulm thinks that high school is a great time to teach financial education, “By high school, most students have begun to experience what it’s like to have and spend their own money. Yet they are still sheltered from the aggressive credit solicitations and advertising gimmicks that become financial pitfalls for college students and young adults. In a sense, high school students are “clean slates,” financially speaking. It is the perfect time for them to learn the right way to manage money, how to build and protect their credit, and how to develop smart money habits”.

According to the Charles Schwab Foundation’s website, “ Scholarships of $1,000 each to 20 students selected by lottery from among the top 10 percent highest-scoring students nationally. In addition, five $1,000 scholarships will go to students who score in the top 10 percent among all participating students who attend low-income public schools. The Charles Schwab Foundation also gives grants of $1,000 to the school or organization that contributed to the student’s financial education, in this case Baldwin Park High School.

Raymond will use his $1,000 scholarship to attend Mt. San Antonio College in the fall. He says, “I want to achieve a master’s degree in Kinesiology and I want to be able to give my athletic trainer skills back to the world of sports”.

When asked if he has any tips for next year’s graduating Seniors he says, “All I want to say is that always keep track on all assignments, make sure all deadlines are meet, aim for improvement, and never lose focus of the goal to graduate”.

 

HBCUs, College Costs, and Money – Why You Should Care

I just finished reading a post in the Higher Education blog about Historically Black Colleges and Universities and I’m fighting mad.

the six-year graduation rates of 83 four-year HBCUs last year, finding that just 37 percent of black students attained degrees within six years. More striking than the low completion rate was the fact that the national college graduation rate for black students is actually 4 percentage points higher than that of HBCUs collectively, calling into question the long-held notion that HBCUs are better at graduating African Americans.

It’s not only the fact that only 37% of students at HBCUS are graduating after 6 years that’s getting me riled up. The part that stuck out to me the most is:

Asked about graduation rates Thursday, Education Sector panelists suggested that funding levels could not be discounted as a significant drag on student success at HBCUs.

“A lot of that [graduation] rate …. is grounded in money, lack of money,” Wilson said.

Some HBCU officials say they still encounter hundreds of academically eligible students each year who drop out of college because their financial need cannot be met with Pell Grants and other aid. The vast majority of HBCUs have small endowments, so there isn’t a pot of money to dip into when financial challenges arise.

I take two things from this:

1) Many students of color rely on financial aid to pay for college costs. To make sure that students of color have access to the funds they need financial educators like myself have to:
– Make sure that parents have access to more information about saving for college early and regularly.
– Reach students to plan for college costs earlier.
– Help students of color save and aggressively seek scholarships and grants.
– Assist families of color in better understanding college costs and finding the school with the best fit for them.

2) Students that graduated from HBCUs aren’t supporting the colleges and universities financially as much as they could. I wonder if there is an opportunity to assist HBCU students, and potential graduates, in becoming more successful and understanding how their contributing to their alma maters contributes to building a strong community.

I think we all know the reasons we want more youth to have access to higher education. More young people in college means fewer young people getting into trouble with the law or getting stuck in low wage jobs. If we want our communities to be strong then we have to do what it takes to support others that are striving for positivity.

In an effort to reach more HBCU students I’m making an effort to share my new book 10 Things College Students Need to Know About Money with all 105 HBCUs in the United States. To kick things off I’ll be visiting Fayetville, Atlanta, Birmingham, Jackson, and Dallas-Ft. Worth this August.

Want Shay to visit your school? Call Shay!