FREE Workshop: Paying for College

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There have been some changes to the way high school students apply to FAFSA. Families need to know what the changes are, what the important dates not to miss are, and how to get students graduated from college not mired in debt.

Financial education speaker and the author of “10 Things College Students Need to Know About Money” Shay Olivarria will be facilitating a FREE workshop in San Diego, CA to help families figure it all out.

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In this dynamic one hour workshop students and parents will learn about the changes to the FAFSA application, scholarships, student loan types, and repayment options.

Families will leave with a handout of important terms, tips, and dates. Graduating from college is not just about having the grades to get in. It’s about finding a school that’s a good fit, paying for it without going broke, and creating a network to build a career.

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FAQs

What can I bring into the event?

Bring a pen or pencil. This is a workshop (you’ll be engaged) not a lecture.

How can I contact the organizer with any questions?

Call (323) 596-1843

What’s the refund policy?

Early Bird ticket holders will receive a free copy of “10 Things College Students Need to Know About College” at the event. If you don’t show, you don’t get your copy. Books will NOT be shipped.

Do I have to bring my printed ticket to the event?

Yes. Seating is very limited so tickets will be necessary. Showing your ticket on your phone also works (save a tree).

Is it ok if the name on my ticket or registration doesn’t match the person who attends?

Yes. Whoever shows up needs access to a ticket. If you booked a ticket for yourself and now your cousin wants to come instead, that’s fine.

 

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Shay Olivarria is the most dynamic financial education speaker working today. Previous clients include: SCE Credit Union, American Airlines Credit Union, the Yorba Linda Water District, Verizon, among others. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times.The 2nd edition of “10 Things College Students Need to Know About Money” is available now.

 

 

Why Not Write a “Real”Book?

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I get asked this from time to time, “Shay, why not write a real book?” I think people appreciate the books I’ve written:Money Matters: The Get It Done in 1 Minute Workbook, 10 Things College Students Need to Know About Money, All My Mistakes, and now the 2nd edition of 10 Things College Students Need to Know About Money but they think the books are too small. When on thinks of a book, they think of “smart” people talking about subjects or creating characters that the average person couldn’t have put together. The more challenging the book, the better the book is.

Well, that’s not my cup of tea. There are so many really good in-depth books already covering advanced personal finance topics. What wasn’t there until I wrote 10 Things, was an easy-to-read and easy-to-understand book that explained the basics of personal finance for people that are just getting started. When I began learning about personal finance, I had to read with the book on one thigh and a dictionary on the other thigh! Lol I couldn’t understand HALF of the words and concepts that the books were throwing around. Young people and the uninitiated deserve to have a book too.

 

ShayOlivarriaHeadshotShay Olivarria is the most dynamic financial education speaker working today. She speaks at high schools, colleges, and companies across the country. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times, among others. To schedule Shay to speak at your event visit www.BiggerThanYourBlock.com.

Buy the Book

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Save 30% when you pre-order the 2nd edition of 10 Things College Students Need to Know About Money directly from Shay.

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” I LOVE this book! It is dense with information, yet easy to digest. This is the book that I wish I had when I was a senior in high school”  – Amazon.com review for 1st edition

” … the title is misleading. 10 Things College Students Need to Know is not only for students. ANYONE can benefit from the information presented in this easy to read and understand format. I learned a lot of information that will benefit me as I work with my finances.”  – Amazon.com review for 1st edition

“I have given this book as presents over and over again and will continue to do so. Not to mention it’s not boring, for she has quite the personality which makes the book fun and interesting. You don’t have this book? You’re missing out! ”  – Amazon.com review for 1st edition

Order your copy of 10 Things College Students Need to Know About Money for $10 today!

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You can also purchase the book for full price at Amazon.com.

Pre-Order 10 Things $10 + FREE Webinar

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DEADLINE: June 7th

 

Whoo hoo!

I am so excited about the second edition of 10 Things College Students Need to Know About Money that I’m doing something I’ve never done before: offering a pre-order. The book will be available on Amazon.com for $15 (you’re saving 30%) so order now to take advantage of this fantastic deal.

Graduation is around the corner for most high school students and I want to make sure that the books you order make it out in time to give as gifts. To that end, if you pre-order your copies of 10 Things College Students Need to Know About Money on June 7th or before, you can buy each book for $10 and you’ll be invited to a special Thank You Webinar! I’ll solicit questions through an email survey after you purchase and then make the webinar about the topics you want to cover.

If you order before May 27th, your books will ship Saturday, May 28th. Don’t worry, you’ll have your copy in time to participate in the virtual book launch.

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Don’t forget to share this post! We want everyone to know about this great resource.

Virtual Book Launch June 8th

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As you all know, I am ecstatic about the printing of the 2nd edition of 10 Things College Students Need to Know about Money! I’m so excited that for the first time ever I’m hosting a virtual book launch on Facebook. What is a virtual book launch you ask? Good question.  *wink*

A virtual book launch is an opportunity for you to ask me about the book, win some cool gifts and score an AMAZING discount on the book. I’m so excited.

Sign up to receive my emails and get another gift.

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See you Wednesday, June 8th between 6:30pm and 8:30pm Pacific Standard Time.

Updated Book Available June 2016

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Financial education speaker and author Shay Olivarria wrote 10 Things College Students Need to Know About Money in 2010. The book has been read by students across the country. Credit unions purchase it to provide young members and scholarship recipients with a concise foundation in personal finance.

This year, Shay is updating the book. A new chart of current student loan rates is included as well as a whole chapter about stocks and bonds. The revised and updated 10 Things College Students Need to Know About Money will be available June 2016.

 

Shay Olivarria is the most dynamic financial education speaker working today. She speaks at high schools, colleges, and companies across the country. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times, among others. To schedule Shay to speak at your event visit www.BiggerThanYourBlock.com. 

 

31% of Americans Have No Retirement Investments – Tips for Starting

Portrait of Smiling Family on Steps“Nearly a third, or 31% of U.S. adults said they had no savings or pension to help them afford retirement, according to the Federal Reserve Board.”  – CNN Money

Extended family sitting outdoors smilingI want to say that I’m surprised, but after working with students, employees and retired folks for the last seven years ….  this is what I already know. If you’re part of this group, you’re going to be in for a HORRIBLE surprise come “retirement age”. Either you won’t be able to retire at all or the money from Social Security will only be enough for you to afford a room in your kid’s house and no fun, but it’s not too late. Here are my tips for creating a retirement plan and sticking to it … at any age.

0 – 16

Think it’s too early to start thinking about your child retiring? Not so. Though you can’t take advantage of tax-deferred plans like IRAs (you’re kid probably has no earned income) you CAN put a few dollars away every month in a regular investment account, buy individual shares of stock or purchase savings bonds. Let’s assume that you contribute $50 per month (or $600 per year ….  birthday … Christmas …  ) to any one of these strategies and that the investment earns 2% per year on average (some years more, some years less). By the time that child is 67 years old, that investment would be worth $84,584.31. Imagine how much money it would be worth once your child started contributing too.

16 – 24

By this time you are probably working, but not making much money. You might think that $50 per month won’t amount to much anyway so why bother? Because that $50 per month, or more, could end up being $432,992.84! Once you’re working you have earned income and can take part in wonderful retirement investing plans like 401k/403b, if your job offers them, or Individual Retirement Accounts (IRAs), if your job doesn’t. You put in $30,600 over your working years (16 to 67) and you’ll end up with a half-million dollars … easy! Read more about this in my book 10 Things College Students Need to Know About Money.

25 – 40

Yes! Now, we are in the prime earning years! Not only do you have a job, you probably have a half-way decent job. No more ramen for you! It’s time to take it up a notch. If you have been investing (since you have that good job) increase that contribution. If you haven’t begun FamlyBlackcontributing yet, it’s time to start.

You might think that you don’t have any spare money to invest or you might not know how to invest (read Money Matters: The Get It Done in 1 Minute Workbook), but it’s easier than you think, especially if your company offers a retirement plan with a company match. On your own, the average American can find $50 worth of spare change every month. PLUS, think about the ways that you waste a few dollars here and a few dollars there every month. Assuming a monthly $50 investment, starting at 30 years old, into a tax-deferred retirement account could still net you $136,725.48. Bump that up to $75 per month and you’ll be looking at $205,088.22. Not too shabby!

40 – 67

If you’re here then you are squarely looking at retirement …. perhaps. In Money Matters: The Get It Done in 1 Minute Workbook I have a worksheet that asks you to take a look at where you are and where you’d like to be. If you’re path is not heading in the direction you’d like it’s not too late to change.

You’ll need to do a little more to catch up, but it’s not impossible. A monthly $200 investment with an 8% return could turn into $229,797.95. Use the Social Security Administration’s estimator to find out how much you’ll get per month once you’re retired. You may find out that you need to work a few extra years. You may find out that you’re fine. Ether way, knowing is better.

If you haven’t begun investing for retirement yet, don’t be downhearted. The time is now. Don’t wait another day. Contact Human Resources at your job and find out how to start investing. Find a fee-only planner and take a comprehensive look at your financial situation. Buy a book to learn the basics and get started.

Working hard won't get you what you want. Working smart will.

Working hard won’t get you what you want. Working smart will.

It begins now.

 

Shay Olivarria is the most dynamic financial education speaker working today. She speaks at high schools, colleges, and companies across the country. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times, among others. To schedule Shay to speak at your event visit www.BiggerThanYourBlock.com