Like Philadelphia and Detroit, Baltimore has lots of empty, crumbling houses. The solution has been to tear the houses down but it looks like a program from the 1980s to help people become home owners may get a second chance:
From the Greater Greater Washington website:
The estimated cost to restore the properties was as a high as $100,000, so the city made low-interest loans available to new owners. With a one percent interest rate, Clarke’s resolution notes that new homeowners could pay as little as $300 per month to repay the loan. With the same terms in the 1980s, H.O.M.E.S. says no new owner defaulted on their loans.
Buying an old dilapidated house is not the feint of heart. The house is falling apart, in some cases, and the neighborhood doesn’t have many retail businesses available that a young person or young family might want. You’ll put lots of blood, sweat, and tears into a house to make it a home. For some, the work won’t be worth it but for others … it might just be a dream come true.
Did you know that the United Negro College Fund had a $10,000 scholarship to help Black students in the United States study at a University on the continent of Africa?
The Joseph A. Towles African Study Abroad Scholarship is named in memory of Dr. Joseph A. Towles, a black social anthropologist and specialist in the study of African cultures. Dr. Towles, a native of Virginia, earned his doctorate at the Makerere University in Kampala, Uganda.
This makes me wish I was still in school so I could apply for this scholarship. I’ve been to twenty countries on five continents but I’ve never had the pleasure of studying at a university abroad. There are only three more days to get your application in. Hurry. This is a great opportunity.
African American Study Abroad Scholarship
United Negro College Fund
Deadline to Apply: Nov. 3, 2017
Award Amount: up to $10,000
By providing financial assistance for UNCF students to study at an established university within the continent of Africa, The Joseph A. Towles Scholarship will allow students to receive an incredible academic experience and exposure to the rich traditions within African cultures.
Click here to visit the United Negro College Fund’s page.