I just read that some collection agencies are turning to Facebook to locate debtors. I’m more surprised than anything. Not surprised that creditors would use such a tactic, surprised that #1 they haven’t thought of this earlier and #2 that people would fall for it.
From the article, the creditors pose as an attractive person and send the debtor a friend request. The debtor chooses to add the new friend and then the debtor has access to your:
– place of employment/business
– phone number/cell number
– evidence of your behavior ( you tell them you can’t pay, but you’re taking trips and buying things)
Here are some things that creditors can and can’t do based on the Fair Debt Collection Practices Act. Download the whole FDCPA verbage from the government here.
Think twice before you add a new friend on Facebook.