Personal Responsibility

It is your responsibility to manage your financial life.

If you can’t pay your rent, maybe you need to change your spending habits. If you tend to have ongoing problems paying your rent, maybe you need to move to a cheaper place. We have to take responsibility for our own financial habits. It’s not anyone’s fault but your own if you’re up to your ears in debt.

I’m not saying this to be cruel, however sometimes the truth is difficult to hear. The first step to changing your behavior is admitting that there is a problem. Like any habit, some things can be changed through our own force of will while others require the assistance of trained professionals as well as a support system of people that will lend an ear. If you think that you may need a little help changing your spending behaviors you may want to check out Debtors Anonymous.

Think about your financial situation and ask yourself these 15 questions. If you answered, “yes” to more than 8 of them then you may need some help.

The journey of 1,000 miles starts with one step.

Take your first step now.

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